Prices of course fluctuate as the season progresses, a natural reaction from the fluid FUT marketplace. But the early stages of team-building can be key, as there is potential to get players at great value prices.
To help get your team up and running, here are the best FUT teams for 20k coins featuring meta players from the Bundesliga, EPL, La Liga, and Serie A.
Best Bundesliga team for 20k coins
We have opted for a 4-3-3 with two attacking wingers supporting our out-and-out goalscorer.
- Moussa Diaby - 81 OVR - LW - (900-1k FUT coins)
- André Silva - 84 OVR - ST - (1.6-1.8k FUT coins)
- Karim Bellarabi - 79 OVR - RW - (700-900 FUT coins)
- Marcel Sabitzer - 84 OVR - CM - (1.9-2.3k FUT coins)
- Florian Nehaus - 82 OVR - CM - (800 FUT coins)
- Kevin Kampl - 81 OVR - CM - (700-750 FUT coins)
- Raphaël Guerreiro - 84 OVR - LB - (1.7-1.8k FUT coins)
- Matthias Ginter - 84 OVR - CB - (1.7-1.9k FUT coins)
- Niklas Süle - 82 OVR - CB - (800-900 FUT coins)
- Nordi Mukiele - 81 OVR - RB - (850-900 FUT coins)
- Yann Sommer - 85 OVR - GK - (3.3-3.5k FUT coins)
This should be a very capable squad for the early stages of Ultimate Team with all but one player coming in above the 80 OVR rating threshold. An 85 OVR goalkeeper for only 3k FUT coins is a real value purchase, and keep in mind many of these cards could help out with potential Bundesliga SBCs.
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Best Premier League team for 20k coins
Again opting for a 4-3-3, packing the midfield with athletic, technically gifted, players.
- Christian Pulisic - 82 OVR - LW - (950-1.2k FUT coins)
- Raúl Jiménez - 83 OVR - ST - (850-1k FUT coins)
- Hakim Ziyech - 84 OVR - RW - (1.8-2k FUT coins)
- Youri Tielemans - 84 OVR - CM - (1.9k FUT coins)
- Mateo Kovacic - 83 OVR - CM - (950 FUT coins)
- Thomas Partey - 83 OVR - CM - (850-1k FUT coins)
- Luke Shaw - 84 OVR - LB - (2.3 - 3k FUT coins)
- Harry Maguire - 84 OVR - CB - (2k FUT coins)
- John Stones - 83 OVR - CB - (1.1-1.2k FUT coins)
- Reece James - 81 OVR - RB - (950-1.1k FUT coins)
- David De Gea - 84 OVR - GK - (2.2-2.7k FUT coins)
The squad is very solid in defence with all defenders at least 81 OVR. The team is also a real goal-scoring threat in attack with both pace and long-range shooting alike.
Best La Liga team for 20k coins
The 4-3-3 again (noticing a pattern?), this La Liga team is packed with great passers.
- Thomas Lemar - 83 OVR - LW - (1.4-1.5k FUT coins)
- Iago Aspas - 84 OVR - ST - (1.9-2.1k FUT coins)
- Marco Asensio - 83 OVR - RW - (950-1k FUT coins)
- Sergio Canales - 83 OVR - CM - (950-1.2k FUT coins)
- Mikel Merino - 83 OVR - CM - (1-1.1k FUT coins)
- Rodrigo De Paul - 82 OVR - CM - (1-1.2k FUT coins)
- José Gayà - 83 OVR - LB - (950-1.1k FUT coins)
- José Giménez - CB - 84 OVR - (1.9k FUT coins)
- Stefan Savić - CB - 84 OVR - (1.7k FUT coins)
- Kieran Trippier - RB - 84 OVR - 1.8-1.9k FUT coins)
- Sergio Asenjo - GK - 83 OVR - (950-1.1k FUT coins)
This squad should play very nicely with many great passers of the ball scattered throughout the XI. The Wingers also offer speed options with serious skill on the ball, good value for less than 20k in total.
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Best Serie A team for 20k coins
This team is arguably the best of the lot, with Zlatan up top, and a strong midfield and defence that should make you viable early on in the season.
- Robin Gosens - LW - 83 OVR - (900-1k FUT coins)
- Zlatan Ibrahimović - ST - 84 OVR - (1.7-1.8k FUT coins)
- Domenico Berardi - RW - 82 OVR - (600-800k FUT coins)
- Arthur - CM - 83 OVR - (1.1-1.3k FUT coins)
- Christian Eriksen - CM - 82 OVR - (750 FUT coins)
- Fabián Ruiz Peña - CM - 82 OVR - (750-800 FUT coins)
- Alex Sandro - LB - 83 OVR - (1.1k FUT coins)
- Simon Kjær - CB - 83 OVR - (1k FUT coins)
- Francesco Acerbi - 83 OVR - (1k FUT coins)
- Denzel Dumfries - RB - 82 OVR - (1.3k FUT coins)
- Salvatore Sirigu - GK - 82 OVR (750 FUT coins)
A talented squad with both goal-creators and scorers alike, this team should hold up well for you early on in Ultimate Team. Use Eriksen's pinpoint passing to pick out your big target man in the box and let Zlatan's timeless finishing do the rest.
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